Arbitrability of Disputes Pertaining to Abusive Debt Collection Practices in the US: Striking a Balance between Efficiency and Fairness
Publikation: Bidrag til tidsskrift › Tidsskriftartikel › Forskning
The article examines whether the U.S. Supreme Court’s recent rulings favoring arbitration is compatible with public policies that protect consumers from abusive debt-collection practices. In addition to policy issues raised by the “arbitrability” of consumer protection clauses, this paper argues that the “arbitrability” of abusive debt collection practices raises specific concerns. Specifically, the arbitration of such clauses brings into conflict two federal acts—¬the Fair Debt Collection Practices Act (FDCPA) and the Federal Arbitration Act (FAA), which both promote important public policies. Which should prevail? By analyzing the “clash of policies” in a consumer-debtor protection context, the author contends that public interest should prevail over private interests. The article concludes with recommendations calling for a complete ban of arbitration in consumer disputes concerning abusive debt collection practices.
|Tidsskrift||Ohio State Journal on Dispute Resolution|
|Status||Udgivet - 2018|
- Det Juridiske Fakultet